Kevin Song's Blog
Buying a house should be a fast, simple process. However, problems sometimes can arise that prevent a homebuyer from discovering his or her dream residence.
Ultimately, there are many factors to consider before you purchase a house to ensure you can avoid myriad homebuying hurdles, and these factors include:
1. Your Home Needs
No two houses are identical, and much in the same vein, no two homebuyers have the same definition of the perfect residence. As such, a homebuyer should consider his or her dream home demands prior to kicking off a home search.
Making a checklist of home "must-haves" and "wants" is paramount. With this checklist in hand, a homebuyer will be able to refine his or her home search and map out the property buying journey accordingly.
It may be helpful to consider your day-to-day activities as you evaluate where you want to live too.
For example, if you work in the city, you may want to find a house that is located near public transportation. Comparatively, if you have kids, you may want to consider houses that are located close to top schools.
2. Your Budget
You know that you want to buy a house. On the other hand, you still have no idea how much money is available to ensure you can make your homeownership dreams come true.
When it comes to buying a house, it pays to meet with banks and credit unions. With pre-approval for a mortgage, you'll know precisely how much you can spend on a house.
To get pre-approved for a mortgage, set up consultations with several potential lenders. Then, you can learn about all of your mortgage options and select a mortgage lender that matches or surpasses your expectations.
3. Your Homebuying Timeline
Are you looking to buy a home as soon as possible? Or, can you afford to take a wait-and-see approach throughout the homebuying journey?
Examine your homebuying timeline and plan ahead as much as possible. By doing so, you can boost your chances of finding a terrific house and minimize stress as you browse the real estate market.
Regardless of your homebuying timeline, it always helps to work with a real estate agent. This housing market professional can take the guesswork out of searching for a residence and ensure you can discover a stellar house at a budget-friendly price.
Typically, a real estate agent will keep you up to date about new residences as they become available. He or she also will provide honest, unbiased homebuying recommendations and respond to any homebuying concerns and questions.
Let's not forget about the support that a real estate agent can provide during homebuying negotiations, either.
A real estate agent is happy to negotiate with a home seller on your behalf. That way, he or she can help you secure a great house without having to worry about paying too much.
Streamline the process of acquiring your ideal residence. Consider the aforementioned factors, and you can keep things simple as you proceed along the homebuying journey.
When buying a new house, you’re not just buying a roof to keep over your head. You’re buying a home to build your life in. To create a refuge from the outside world, to create memories within, and to grow your family in.
A home is a reflection of who you are, the things you fill your life with and your values. And this is true for the neighborhood your home resides in as well. Whether you are a young family or planning to start one in the near future choosing the perfect neighborhood for your lifestyle will bring you years of good memories to come.
The perfect place to start when choosing a neighborhood is by asking your agent! So many factors go into selecting a home and we know the importance of the various factors you need to consider for settling a young family. We can choose houses for showing that fit your unique family needs as it grows.
When scouting out local neighborhoods visit their community center and library. Both will be able to provide you with a list of local groups and activities that are available. You’ll most likely be able to find a local paper or newsletter here as well to get a feel the neighborhood’s culture and community involvement.
Most couples start by researching the schools in the neighborhoods on their list. Things to consider are budget and the available extracurricular activities that are available. It’s easy to focus on preschools and kindergartens when searching but remember to look at the middle and high schools as well.
Search for meetups for parent groups that meet regularly to have play dates. This is also a great way to find and meet locals to ask them questions about their experiences with the community. Reach out to the group organizer with a friendly message and they will be more than likely happy to answer and all of your questions.
Take a drive around the area to get a lay of the land. Are there nearby playgrounds and parks you could walk or take a short drive to? Visiting at different times of the day can give you an idea of the neighborhoods general routine. Are there lots of young children getting on the bus in the morning or teenagers riding their bikes around in the afternoons?
You’ll also want to carefully consider costs of homes in that neighborhood and if they fit your budget. If you’re planning a family you’ll want to have an idea of future costs while creating this budget so you don’t find yourself strapped between your mortgage and childcare.
Planning your family’s future is an exciting time and choosing the neighborhood you’ll raise your children in is pivotal. As your family grows over the years their needs will change too. The perfect neighborhood is the one that will have a positive environment for your child whether they’re 18 months or 17 years old.
After you accept a homebuyer's offer on your residence, he or she likely will complete a home inspection. Then, the homebuyer may choose to move forward with the home purchase, rescind or modify his or her offer or ask the home seller to complete home improvements.
Ultimately, a home seller is likely to have many questions following a home inspection, including:
1. What did the homebuyer discover during the home inspection?
As a home seller, it is important to do everything possible to enhance your residence before you add it to the real estate market. By doing so, you can boost your chances of generating substantial interest in your house. Plus, when a homebuyer performs a home inspection, he or she is unlikely to find any problems that may slow down the home selling process.
An informed home seller may conduct a home appraisal prior to listing his or her house on the real estate market. This appraisal enables a home seller to identify potential trouble areas within a residence and explore ways to address such problems.
If you failed to perform a home appraisal, there is no need to worry. For home sellers, it is important to see a home inspection as a learning opportunity. And if a homebuyer identifies problems with your residence during a home inspection, you should try to work with him or her to resolve these issues.
2. Should I stand my ground after a home inspection?
Be realistic after a home inspection, and you'll be able to make the best decision about how to proceed.
For example, a home seller who goes above and beyond the call of duty may address major home problems prior to listing his or her house on the real estate market. This home seller will dedicate the necessary time and resources to correct home problems and ensure a homebuyer is able to purchase a top-notch residence.
But what happens if a homebuyer identifies problems during a home inspection, despite the fact that a home seller already tried to correct various home issues?
A home seller should consider the homebuyer's inspection report findings closely. If minor home repairs are needed, he or she may be able to fix these problems to move forward with a home sale. Or, if a homebuyer is making exorbitant demands, a home seller may feel comfortable allowing the homebuyer to walk away from a home sale.
3. How should I proceed after a home inspection?
A home inspection can be stressful for both a home seller and a homebuyer. After the home inspection is completed, both parties will be better equipped than ever before to make informed decisions.
If a homebuyer encounters many problems with a residence, he or she will let the home seller know about these issues. Then, a home seller can complete assorted home repairs, offer a discounted price on a home or refuse to perform the requested home maintenance.
Working with a real estate agent is ideal for a home seller, particularly when it comes to home inspections. A real estate agent will negotiate with a homebuyer on your behalf and ensure you streamline the home selling process.
Entering the real estate market and buying your dream home may seem simple at first. However, problems may arise that make it tough to secure your ideal house at a price that matches your budget.
When it comes to finding the right home at the right price, it helps to prepare. Fortunately, we're here to help you get ready to enter the housing market and ensure you can quickly and effortlessly discover your dream residence.
Now, let's take a look at three tips to simplify the homebuying process.
1. Create Homebuying Criteria
Purchasing a house is rarely easy, particularly for a property buyer who has no idea how to kick off a home search. But if you establish homebuying criteria, you can speed up the process of going from homebuyer to homeowner.
Allocating time and resources to create homebuying criteria is essential because it forces you to consider where you want to live and what amenities you want to find in your dream residence. Plus, once you have homebuying criteria at your disposal, you can start your home search and move one step closer to acquiring your ideal residence.
2. Obtain Home Financing
Home financing is paramount, particularly for property buyers who want to avoid the risk of spending too much to purchase a house. Thankfully, banks and credit unions can teach you about a variety of mortgage options and help you secure the financing you need to buy a home.
Typically, a lender will meet with you and outline your mortgage options. It also will explain the differences between fixed- and adjustable-rate mortgages and respond to any of your mortgage concerns and questions. Then, after you review your mortgage options, a lender will help you make an informed home financing decision.
Don't wait to get home financing, either. If you have home financing in hand when you launch a home search, you may be better equipped than other buyers to quickly submit an offer to purchase a home.
3. Work with a Real Estate Agent
For those who want to avoid challenges throughout the homebuying journey, it generally is a good idea to collaborate with a real estate agent. In fact, a real estate agent will do everything possible to help you identify and resolve homebuying problems before they escalate.
A real estate agent is a housing market expert and is happy to assist you as you proceed along the homebuying journey. If you are interested in houses in specific cities and towns, a real estate agent will keep you up to date about residences that become available in these areas. Or, if you want to submit an offer to purchase a house, a real estate agent will help you put together a competitive homebuying proposal. Best of all, if you have homebuying concerns, a real estate agent will address them right away.
Ultimately, buying a house can be easy. Use the aforementioned tips, and you can streamline the homebuying cycle.
Here’s some bad news: You’re probably not cleaning the windows in your home nearly enough. The good news is that cleaning the windows in your home is actually quite simple, once you know what to do. You don’t want the view of the world from your home to be covered in grime. You also don’t want the dirt on your windows to make your home appear less-than-pleasant from the outside. There’s no real rule as to when you need to clean your windows. Ideally, if you live in the city, you’ll want to clean the windows about once a month. If you live outside the city, you can get away with cleaning them less often. The pollution of the city causes dirt and dust to build up a lot more quickly on residential windows.
Clean On A Cloudy Day
It doesn’t sound like very much fun to spend a sunny day washing your windows. Really, the best time to clean windows is actually on a cloudy day. The sunlight hinders your ability to clean the windows well. The absence of bright sunlight helps to minimize streaking and spots.
Wash The Screens And Glass Inside And Out
The way you wash your windows will depend on what type of windows you have. More modern windows flip open for easier access to clean the unit both inside and out. Older windows could require you to get out a ladder to clean the top windows. Use caution and proper ladder safety techniques for a safe cleaning experience. Cleaning the glass panes on some windows may prove to be difficult. Remove whatever parts of the window you can so that they can be thoroughly washed. Standard glass cleaner should work well on the windows themselves. You may want to take especially dirty window panes and screens outside to clean. For a streak-free clean, you’ll want to use newspaper, coffee filters, or a squeegee to help the cleaning process go more smoothly.
Before you even begin cleaning your windows, you’ll want to pull out your vacuum cleaner. This can help to get up a lot of the dust, dirt, and pollen out of the interior of the windows. This is an especially helpful tip to fight the symptoms of allergy season. After you vacuum, be sure that you hose down the exterior of your windows. Just remember to close the windows first!
While cleaning your windows may not exactly be a fun activity, by following these tips, the job will be a bit less painful!